Introduction
In Belgium, the American Express Gold Card has built a reputation as the perfect middle ground between a standard credit card and the exclusive American Express Platinum Card. It offers an excellent mix of travel comfort, dining experiences, and insurance coverage that makes it much more than a payment method. For people who travel a few times a year or enjoy quality dining, it can easily justify its annual fee through the privileges it unlocks.
Let’s take a look at what you actually get with the AMEX Gold Card in Belgium — and why many cardholders consider it a smart investment.
👉 Get 60,000 Bonus points with your American Express Gold in Belgium
A smoother travel experience
The American Express Gold Card comes with a Priority Pass membership that includes four complimentary visits to airport lounges every year. Whether you’re flying from Brussels, Amsterdam, or Paris, you can step into a quiet, comfortable space with food, drinks, Wi-Fi, and a more relaxed atmosphere before boarding.
It’s a small detail, but one that makes every trip feel more enjoyable. If you usually buy meals or drinks at the airport, those four visits can already cover a good part of the card’s annual fee. You can check all available lounges on Priority Pass’ official site.
Dining for two
One of the most appreciated benefits of the AMEX Gold Card in Belgium is the Dining for 2 program. Once a year, you can enjoy a three-course dinner for two at a curated list of restaurants across Belgium, the Netherlands, and Luxembourg.
It’s an experience rather than a discount. You don’t need to track credits or fill out forms — simply book your table through the Amex platform and enjoy your meal. It’s a tangible, feel-good perk that turns a card benefit into a genuine moment to share.
Reliable travel insurance
When you pay for a trip with your American Express Gold Card, you’re automatically covered by travel insurance that protects you against cancellations, medical emergencies abroad, lost baggage, and delays. The coverage extends to you, your partner, and your children, which makes it particularly attractive for families.
This is one of those benefits you hope never to use but are glad to have. You can read the full details of what’s included on the official AMEX Gold Travel Protection page.
Points that turn into experiences
Every euro you spend with your American Express Gold Card earns Membership Rewards points, which you can convert into flights, hotel stays, or gift cards. These points never expire, and you can also transfer them to travel partners such as Flying Blue, British Airways Executive Club, or Marriott Bonvoy.
New cardholders in Belgium often receive a welcome bonus of up to 60,000 Membership Rewards points when applying through a referral link and meeting the spending requirement in the first few months. It’s a strong head start that can already pay for a weekend getaway or flight upgrade.
Extra benefits that make life easier
The American Express Gold Card includes purchase protection, covering eligible items against theft or accidental damage for a limited time after purchase. You also have access to rotating Amex Offers, giving you rebates or extra points at partner brands and hotels.
If you rent cars occasionally, you’ll appreciate the advantages with partners like Hertz and Avis, including better rates, upgrades when available, and insurance that saves you time and money.
Is the American Express Gold Card worth it?
For Belgian cardholders, the AMEX Gold Card hits a sweet spot. It doesn’t have the exclusivity (or the high annual cost) of the Platinum Card, but it delivers real, everyday value. Between lounge visits, the annual dinner for two, comprehensive insurance, and a strong rewards system, it adds comfort and convenience to your lifestyle without overdoing it.
If you travel occasionally, enjoy dining out, and want a card that brings tangible perks, the American Express Gold Card is probably one of the most balanced options available in Belgium.
Final thoughts
The American Express Gold Card in Belgium is more than just a payment tool. It’s an invitation to travel with ease, dine in style, and collect rewards that can take you further. Used wisely, it more than pays for itself through the privileges it provides.
If you’d like to discover these benefits for yourself and receive the highest welcome bonus, apply via referral to get 60,000 Membership Rewards points:
👉 Get 60,000 Bonus points with your American Express Gold in Belgium