Introduction
The American Express Platinum Card has long been seen as a status symbol, but in Belgium it is far more than just a shiny piece of metal. With this card, you are not simply paying for a credit facility. You are stepping into a world of elite travel perks, dining experiences, hotel upgrades, and personal assistance that transforms the way you travel and live. The annual fee is undeniably high, but the value you receive in return can easily outweigh the cost if you use the benefits. Let’s look at what the AMEX Platinum Card actually gives you in Belgium, and why many cardholders feel it is worth every euro.
👉 Get your Referral Bonus: 150,000 Points for the American Express Platinum Card in Belgium
Airport Lounges and Travel Comfort
One of the most noticeable perks is airport lounge access. Every AMEX Platinum cardholder in Belgium receives a Priority Pass membership, which means unlimited entry to more than 1,200 lounges around the world. Whether you are flying out of Brussels or connecting through Paris, Amsterdam, or London, lounges give you peace, comfort, and space to work or relax with food and drinks included. On top of Priority Pass, the card also unlocks access to Amex’s own Global Lounge Collection, which covers Centurion Lounges, Plaza Premium, Delta Sky Clubs, and more depending on where you fly.
If you travel a few times a year, these lounges alone can be worth several hundred euros — and frequent travelers often save even more by avoiding overpriced airport meals or crowded waiting areas.
Hotel Status Without the Stays
What really sets the American Express Platinum Card apart in Belgium is the way it gives you VIP status at major hotel chains, without needing to spend dozens of nights to earn it. Once enrolled, you receive:
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Hilton Honors Gold, which includes complimentary breakfast, late check-out, and room upgrades when available.
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Marriott Bonvoy Gold Elite, offering upgrade opportunities, 25% bonus points on stays, premium Wi-Fi, and a 2 PM checkout.
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Radisson Rewards Premium, which comes with priority check-in, room upgrades, bonus points, and discounts at participating hotels.
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MeliáRewards Gold, giving you extra points, discounts, and recognition at Meliá properties across Europe and beyond.
For frequent travelers, these statuses can completely change the experience: better rooms, complimentary services, and benefits that would normally require years of loyalty. Even occasional hotel guests will notice the difference.
Car Rentals Made Easy
Travel does not end at the airport, and Amex makes sure your experience on the road is also smoother. AMEX Platinum cardholders can register for enhanced membership tiers with Hertz and Avis, which means priority service, free upgrades when available, and better vehicle choice. Combine this with the card’s built-in rental insurance, and you are saving both time and money every time you hire a car.
Dining Benefits in Belgium
Unlike many cards that focus only on points, AMEX Platinum Belgium offers something much more tangible: three complimentary three-course dinners for two each year at selected restaurants across the country. This replaces the old “dining credit” and makes the benefit clear and easy to use. If you enjoy dining out, this is an experience worth several hundred euros annually, included in your membership.
Insurance and Peace of Mind
When you pay for travel with your American Express Platinum Card, you are automatically covered by a premium insurance package. This includes trip cancellation and interruption, medical emergencies abroad, baggage protection, and coverage for car rentals. The limits are far higher than what standard credit cards offer, which means you can travel knowing you have serious protection if something goes wrong.
Concierge and Lifestyle Privileges
Another feature that makes American Express Platinum special is the concierge service. Available 24/7, it acts like your personal assistant: securing tables at fully booked restaurants, finding tickets to exclusive events, or arranging last-minute travel solutions. Alongside this, AMEX Platinum members often receive invitations to private events, presales, and cultural experiences in Belgium and across Europe. These lifestyle perks may not have a direct cash value, but they elevate your daily life in ways that ordinary credit cards never will.
Is the American Express Platinum Card Worth It?
The annual fee for the AMEX Platinum Card in Belgium is around €700. At first glance, that sounds expensive. But once you add together unlimited lounge visits, free dining experiences, hotel statuses, car rental perks, premium insurance, and concierge support, the value often exceeds the cost. And that is without even mentioning the welcome bonus of up to 150,000 Membership Rewards points when you apply through a referral. Those points can be transferred to airlines like Flying Blue or British Airways, covering flights or upgrades that would otherwise cost thousands of euros.
Final Thoughts
The American Express Platinum Card in Belgium is not a card for everyone. If you rarely travel, you will not use most of the benefits. But if you fly even a few times a year, stay in hotels regularly, enjoy fine dining, and appreciate premium service, the AMEX Platinum Card transforms those experiences into something more. It is not just a credit card — it is a membership to a world of advantages that pay back its fee many times over. You can also check the American Express Gold Card.
If you want to unlock these benefits for yourself and secure the highest welcome bonus, the best way to apply is via referral and get 150.000 points:
👉 Get your Referral Bonus: 150,000 Points for the American Express Platinum Card in Belgium